American Journal of Business Education (AJBE) https://www.cluteinstitute.com/ojs/index.php/AJBE <p><strong>Published since 2008</strong><br> ISSN 1942-2504 (print), ISSN 1942-2512 (online)<br>The American Journal of Business Education (AJBE) publishes papers that significantly contribute to the understanding of the science and practice of business pedagogy.</p> The Clute Institute en-US American Journal of Business Education (AJBE) 1942-2504 Raising Cash Under Duress And The Role Of Cash Value Life Insurance: An Educational Example https://www.cluteinstitute.com/ojs/index.php/AJBE/article/view/10141 <p>Consumers face hard choices when they need cash quickly. Hard choices can lead to emotional or economically unsound decisions. Traditional classroom discussions of raising funds to pay for expenses usually focus on generating income, borrowing, or the sale of real and financial assets, if hardship is discussed at all. However, many families have additional “non-traditional” sources of cash. This article examines the use of life insurance surrenders and policy loans as a source of funds for both routine funding needs as well as a source of emergency financing. The article concludes with a review of the economic considerations of life insurance for Insurance and Financial Planning educators and students.</p> David T. Russell James T. Chong G. Michael Phillips Copyright (c) 2018-03-27 2018-03-27 11 2 23 26 10.19030/ajbe.v11i2.10141 Identifying Faculty Perceptions Of Awareness And Preparedness Relating To ADA Compliance At A Small, Private College In NE PA https://www.cluteinstitute.com/ojs/index.php/AJBE/article/view/10142 <p>This paper explores post-secondary faculty perceptions of awareness and preparedness relating to Americans with Disabilities Act (ADA).&nbsp; Institutions of higher education are businesses. The largest threat to sustained viability for many businesses is litigation. Business-related litigation is often the result of non-employment discrimination or torts (violation of civil rights).&nbsp; Lack of knowledge (awareness and preparedness) is usually not a sufficient reason for defendants in business-related litigation. The number of college students reporting learning-related disabilities is growing. About 2.2 million students enrolled in higher education institutions have a documented disability (National Center for Education Statistics, 2016). Disability related litigation is a trending concern for institutions of higher education.&nbsp; Are post-secondary faculty ‘aware’ and ‘prepared’ to make the necessary accommodations for students with qualified learning disabilities in classrooms? ADA awareness is defined as cognizance relating to the Rehabilitation Act of 1973 and Americans with Disabilities Act of 1990.&nbsp; ADA preparedness is defined as readiness and ability to follow obligations relating to the Rehabilitation Act of 1973 and Americans with Disabilities Act of 1990.&nbsp; A moderate, positive correlation was discovered between the two variables, indicating the more awareness one has of ADA laws and requirements, the more prepared one is in dealing with accommodations for those with learning disabilities. Research indicates a need for updated and current training in the area of ADA awareness and preparedness of post-secondary faculty.</p> Chad M. Stevens Elizabeth Schneider Patricia Bederman-Miller Copyright (c) 2018-03-27 2018-03-27 11 2 27 40 10.19030/ajbe.v11i2.10142